Cursor Pricing 2026: Hobby, Pro, Ultra, and What $20 Actually Buys

Cursor pricing splits into a free Hobby tier, three individual plans, an India-only Start plan, and two Teams seat types. Verified September 2, 2026: Pro costs $20, Pro+ costs $60, Ultra costs $200, Start costs ₹649/month in India, and Teams seats cost $40 or $120 per user per month. Every paid plan includes a set amount of model usage, with usage split between Cursor Models and Other Models on eligible plans.

The Credit System: What "Unlimited" Covers and What It Doesn't

Cursor now uses two separate monthly usage pools: Cursor Models and Other Models. Cursor Models covers Cursor Grok 4.6, Grok 4.5, and Composer 2.5, while Other Models covers third-party models such as Claude, Gemini, and OpenAI models at their model rates. Pro, Pro+, and Ultra include both pools; Start includes only the Cursor Models pool. Usage resets with each billing cycle and unused usage does not roll over.

When included usage runs out, you can enable on-demand usage and continue at the applicable model rates, or upgrade to a higher plan. Model choice affects how quickly your included usage is consumed, so the same plan can stretch much further with lower-cost models than with frontier models.

Hobby Free Tier: A Two-Week Test, Not a Workflow

Hobby is free with no credit card required and includes limited Agent usage, Chat, and Tab completions. It is designed to let you evaluate Cursor's core workflow before moving to a paid plan.

Pro, Pro+, and Ultra: $20 to $200

Pro, Pro+, and Ultra cost $20, $60, and $200 per month. All three include unlimited Tab completions, access to frontier models, Cloud Agents, Bugbot, and two usage pools. Pro+ provides 3× Pro Agent limits, while Ultra provides 20× Pro Agent limits and priority access to new features.

The important distinction is that these are now usage-based plans rather than a simple fixed premium-credit allowance. Your model selection determines how quickly included usage is consumed, and you can enable on-demand usage after reaching the included limit.

Teams and the SpaceX Question

Teams has two seat types: Standard at $40/user/month and Premium at $120/user/month. Premium provides 5× the Standard Agent limits. Teams also includes centralized billing and administration, SSO, Cloud Agents, Automations, Bugbot, usage analytics, and shared team context. Enterprise pricing is custom and adds pooled usage, SCIM, advanced security controls, audit logs, and priority support.

The bigger question hangs over the company: SpaceX bought Cursor for $60 billion in the largest startup deal ever. As of this verification, the acquisition has not touched the price list. Whether Grok becomes the default model - and what happens to multi-model credit pricing then - is the thing to watch, and nobody outside the two companies knows yet.

Three Billing Catches to Know

Cursor's usage system has three important catches. First, unlimited Tab completions do not mean unlimited model usage: Agent and model requests consume your included usage pools. Second, different models consume usage at different rates, so choosing a frontier model can use your allowance faster. Third, once included usage is exhausted, on-demand billing can continue usage at the applicable model rates, unless you set spending controls or upgrade your plan.

Which Cursor Plan Should You Pick

Cursor pricing rewards knowing your agent hours. Evaluators start on Hobby. Most working developers belong on Pro annual at an effective $16 a month. Upgrade to Pro+ only after credits run dry two months in a row, and to Ultra only when agents run most of the day. Teams take Standard seats and add Premium selectively.

Before committing, compare the coding-tool field: our GitHub Copilot vs Cursor vs Tabnine guide covers the rivals, and the GitHub Copilot pricing page details the closest competitor's credit system. For the whole market, see our full guide to AI pricing.